{"id":648,"date":"2025-07-29T11:53:44","date_gmt":"2025-07-29T09:53:44","guid":{"rendered":"https:\/\/rachat2credit.fr\/guide\/?p=648"},"modified":"2025-07-29T11:53:56","modified_gmt":"2025-07-29T09:53:56","slug":"le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs","status":"publish","type":"post","link":"https:\/\/rachat2credit.fr\/guide\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\/","title":{"rendered":"Le PER pourrait-il \u00eatre le placement id\u00e9al pour vos enfants mineurs ?"},"content":{"rendered":"\n<p>Alors que les parents cherchent des solutions pour s\u00e9curiser l&rsquo;avenir financier de leurs enfants, le Plan d&rsquo;\u00c9pargne Retraite (PER) \u00e9merge comme une option m\u00e9connue mais potentiellement avantageuse pour les mineurs. Cette strat\u00e9gie pourrait permettre de constituer un capital sur le tr\u00e8s long terme, avec des avantages fiscaux non n\u00e9gligeables.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sommaire<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69f1047f1cf7a\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69f1047f1cf7a\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rachat2credit.fr\/guide\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\/#Un_outil_de_transmission_meconnu\" >Un outil de transmission m\u00e9connu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rachat2credit.fr\/guide\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\/#Les_conditions_a_connaitre_absolument\" >Les conditions \u00e0 conna\u00eetre absolument<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rachat2credit.fr\/guide\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\/#Avantages_fiscaux_une_opportunite_a_saisir\" >Avantages fiscaux : une opportunit\u00e9 \u00e0 saisir ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rachat2credit.fr\/guide\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\/#Temoignage_%C2%AB_Nous_avons_opte_pour_cette_solution_il_y_a_5_ans_%C2%BB\" >T\u00e9moignage : \u00ab\u00a0Nous avons opt\u00e9 pour cette solution il y a 5 ans\u00a0\u00bb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rachat2credit.fr\/guide\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\/#Comparatif_avec_les_autres_solutions_depargne_enfant\" >Comparatif avec les autres solutions d&rsquo;\u00e9pargne enfant<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/rachat2credit.fr\/guide\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\/#Ce_quil_faut_retenir_avant_de_se_lancer\" >Ce qu&rsquo;il faut retenir avant de se lancer<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Un_outil_de_transmission_meconnu\"><\/span>Un outil de transmission m\u00e9connu<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Contrairement \u00e0 une id\u00e9e re\u00e7ue, il serait possible d&rsquo;ouvrir un PER au nom d&rsquo;un enfant mineur, sous certaines conditions. \u00ab\u00a0Je cherchais une alternative aux traditionnels livrets A et assurances-vie pour mes deux filles. Notre conseiller bancaire nous a sugg\u00e9r\u00e9 cette piste qui pourrait s&rsquo;av\u00e9rer plus performante sur 20 ou 30 ans\u00a0\u00bb, t\u00e9moigne Sophie, 38 ans, m\u00e8re de famille parisienne.<\/p>\n\n\n\n<p>Selon les experts, le PER pr\u00e9senterait plusieurs atouts pour une \u00e9pargne longue dur\u00e9e :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Des versements possibles d\u00e8s la naissance de l&rsquo;enfant<\/li>\n\n\n\n<li>Une fiscalit\u00e9 avantageuse au moment du d\u00e9blocage<\/li>\n\n\n\n<li>La possibilit\u00e9 de transmettre le contrat en cas de d\u00e9c\u00e8s du souscripteur<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Les_conditions_a_connaitre_absolument\"><\/span>Les conditions \u00e0 conna\u00eetre absolument<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pour ouvrir un PER \u00e0 un mineur, il faudrait respecter un cadre pr\u00e9cis. Le contrat devrait \u00eatre souscrit par le repr\u00e9sentant l\u00e9gal (parent ou tuteur) et les versements proviendraient exclusivement de donations ou de revenus exceptionnels de l&rsquo;enfant, selon les <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F2105\" target=\"_blank\" rel=\"noopener\">informations du service public<\/a>.<\/p>\n\n\n\n<p>\u00ab\u00a0La grande diff\u00e9rence avec un PER classique r\u00e9siderait dans les conditions de d\u00e9blocage. Les fonds resteraient bloqu\u00e9s jusqu&rsquo;aux 18 ans de l&rsquo;enfant, voire bien au-del\u00e0 si on opte pour une sortie en rente\u00a0\u00bb, explique un conseiller en gestion de patrimoine sous couvert d&rsquo;anonymat.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Avantages_fiscaux_une_opportunite_a_saisir\"><\/span>Avantages fiscaux : une opportunit\u00e9 \u00e0 saisir ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Le PER offrirait deux leviers fiscaux int\u00e9ressants pour une \u00e9pargne enfant :<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Une r\u00e9duction d&rsquo;imp\u00f4t sur le revenu pour les versements (dans la limite du plafond annuel)<\/li>\n\n\n\n<li>Une imposition diff\u00e9r\u00e9e jusqu&rsquo;au d\u00e9blocage des fonds<\/li>\n<\/ol>\n\n\n\n<p>Pour une famille imposable \u00e0 30%, un versement de 3 000\u20ac par an pourrait g\u00e9n\u00e9rer jusqu&rsquo;\u00e0 900\u20ac d&rsquo;\u00e9conomie fiscale imm\u00e9diate, tout en constituant un capital pour l&rsquo;enfant. Attention cependant : ces montants seraient \u00e0 recalculer en fonction de la situation pr\u00e9cise de chaque foyer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Temoignage_%C2%AB_Nous_avons_opte_pour_cette_solution_il_y_a_5_ans_%C2%BB\"><\/span>T\u00e9moignage : \u00ab\u00a0Nous avons opt\u00e9 pour cette solution il y a 5 ans\u00a0\u00bb<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>La famille Durand a saut\u00e9 le pas en 2020 : \u00ab\u00a0Nous avons ouvert un PER pour chacun de nos trois enfants avec des versements r\u00e9guliers. L&rsquo;id\u00e9e est qu&rsquo;ils puissent disposer d&rsquo;un apport pour leur premier achat immobilier ou compl\u00e9ter leur retraite plus tard\u00a0\u00bb, raconte Pierre, le p\u00e8re.<\/p>\n\n\n\n<p>Cette strat\u00e9gie ne conviendrait cependant pas \u00e0 tous les profils. Les experts mettent en garde contre plusieurs \u00e9cueils :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>L&rsquo;horizon de placement tr\u00e8s long (minimum 10-15 ans)<\/li>\n\n\n\n<li>Les frais potentiellement \u00e9lev\u00e9s selon les contrats<\/li>\n\n\n\n<li>La complexit\u00e9 des r\u00e8gles de d\u00e9blocage anticip\u00e9<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comparatif_avec_les_autres_solutions_depargne_enfant\"><\/span>Comparatif avec les autres solutions d&rsquo;\u00e9pargne enfant<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Face aux traditionnels livrets A ou assurances-vie, le PER pr\u00e9senterait des caract\u00e9ristiques distinctes :<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Produit<\/th><th>Avantages<\/th><th>Inconv\u00e9nients<\/th><\/tr><tr><td>Livret A<\/td><td>Liquidit\u00e9 imm\u00e9diate, garantie du capital<\/td><td>Rendement faible, plafond limit\u00e9<\/td><\/tr><tr><td>Assurance-vie<\/td><td>Flexibilit\u00e9, transmission avantageuse<\/td><td>Frais variables, performance incertaine<\/td><\/tr><tr><td>PER<\/td><td>Avantage fiscal, horizon long terme<\/td><td>Fonds bloqu\u00e9s, complexit\u00e9 administrative<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ce_quil_faut_retenir_avant_de_se_lancer\"><\/span>Ce qu&rsquo;il faut retenir avant de se lancer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Si le PER pour mineur pourrait repr\u00e9senter une alternative int\u00e9ressante dans certaines situations, il n\u00e9cessiterait une r\u00e9flexion approfondie et un accompagnement professionnel. Les points cl\u00e9s \u00e0 v\u00e9rifier avant toute souscription seraient :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>La dur\u00e9e r\u00e9elle d&rsquo;immobilisation des fonds<\/li>\n\n\n\n<li>Les frais pr\u00e9lev\u00e9s par l&rsquo;organisme gestionnaire<\/li>\n\n\n\n<li>Les options d&rsquo;investissement propos\u00e9es<\/li>\n\n\n\n<li>Les modalit\u00e9s de transmission du contrat<\/li>\n<\/ul>\n\n\n\n<p>Pour les parents souhaitant diversifier l&rsquo;\u00e9pargne de leurs enfants avec un horizon tr\u00e8s long terme, le PER m\u00e9riterait certainement d&rsquo;\u00eatre \u00e9tudi\u00e9 de pr\u00e8s. Mais comme tout placement financier, il ne conviendrait pas \u00e0 toutes les situations familiales et n\u00e9cessiterait une analyse au cas par cas.<\/p>\n\n\n\n<p>Envie d&rsquo;explorer d&rsquo;autres solutions pour pr\u00e9parer l&rsquo;avenir de vos enfants ? D\u00e9couvrez notre comparatif complet des meilleures options d&rsquo;\u00e9pargne selon votre situation familiale et vos objectifs.<\/p>\n\n\n\n<p><br><br>\u00ab\u00a0`<\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;648&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 vote)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;Le PER pourrait-il \u00eatre le placement id\u00e9al pour vos enfants mineurs ?&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\"><\/span>\n    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Alors que les parents cherchent des solutions pour s\u00e9curiser l&rsquo;avenir financier de leurs enfants, le Plan d&rsquo;\u00c9pargne Retraite (PER) \u00e9merge comme une option m\u00e9connue mais potentiellement avantageuse pour les mineurs. Cette strat\u00e9gie pourrait permettre de constituer un capital sur le tr\u00e8s long terme, avec des avantages fiscaux non n\u00e9gligeables. Un outil de transmission m\u00e9connu Contrairement &#8230; <a title=\"Le PER pourrait-il \u00eatre le placement id\u00e9al pour vos enfants mineurs ?\" class=\"read-more\" href=\"https:\/\/rachat2credit.fr\/guide\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\/\" aria-label=\"En savoir plus sur Le PER pourrait-il \u00eatre le placement id\u00e9al pour vos enfants mineurs ?\">Lire plus<\/a><\/p>\n","protected":false},"author":1,"featured_media":686,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-648","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Le PER pourrait-il \u00eatre le placement id\u00e9al pour vos enfants mineurs ? - Rachat de Cr\u00e9dit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rachat2credit.fr\/guide\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le PER pourrait-il \u00eatre le placement id\u00e9al pour vos enfants mineurs ? - Rachat de Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"Alors que les parents cherchent des solutions pour s\u00e9curiser l&rsquo;avenir financier de leurs enfants, le Plan d&rsquo;\u00c9pargne Retraite (PER) \u00e9merge comme une option m\u00e9connue mais potentiellement avantageuse pour les mineurs. Cette strat\u00e9gie pourrait permettre de constituer un capital sur le tr\u00e8s long terme, avec des avantages fiscaux non n\u00e9gligeables. Un outil de transmission m\u00e9connu Contrairement ... Lire plus\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rachat2credit.fr\/guide\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\/\" \/>\n<meta property=\"og:site_name\" content=\"Rachat de Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-29T09:53:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-29T09:53:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/rachat2credit.fr\/guide\/wp-content\/uploads\/2025\/07\/flux-648-1753782834.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1344\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Aurelien Boulanger\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aurelien Boulanger\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\\\/\"},\"author\":{\"name\":\"Aurelien Boulanger\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#\\\/schema\\\/person\\\/d4142086d07bc6acdc4722eabd955cc2\"},\"headline\":\"Le PER pourrait-il \u00eatre le placement id\u00e9al pour vos enfants mineurs ?\",\"datePublished\":\"2025-07-29T09:53:44+00:00\",\"dateModified\":\"2025-07-29T09:53:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\\\/\"},\"wordCount\":699,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/flux-648-1753782834.jpg\",\"articleSection\":[\"A la une\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\\\/\",\"url\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-per-pourrait-il-etre-le-placement-ideal-pour-vos-enfants-mineurs\\\/\",\"name\":\"Le PER pourrait-il \u00eatre le placement id\u00e9al pour vos enfants mineurs ? 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