{"id":771,"date":"2025-08-08T10:46:20","date_gmt":"2025-08-08T08:46:20","guid":{"rendered":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/"},"modified":"2025-08-08T10:46:20","modified_gmt":"2025-08-08T08:46:20","slug":"le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans","status":"publish","type":"post","link":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/","title":{"rendered":"Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts \u00ab\u00a0j&rsquo;ai doubl\u00e9 mon capital en 5 ans\u00a0\u00bb"},"content":{"rendered":"<p>\u00ab\u00a0`html<\/p>\n<p>\u00ab\u00a0Le rendement du PER pourrait-il vraiment atteindre 6% en 2024 ?\u00a0\u00bb Les experts divis\u00e9s face \u00e0 cette projection optimiste<\/p>\n<p>Alors que les \u00e9pargnants fran\u00e7ais scrutent les performances du Plan d&rsquo;\u00c9pargne Retraite (PER), une \u00e9tude r\u00e9cente du cabinet Acteurs-\u00c9conomie relance le d\u00e9bat sur son potentiel de rendement. Certains gestionnaires d&rsquo;actifs \u00e9voquent des perspectives \u00e0 6%, quand d&rsquo;autres restent sceptiques face aux al\u00e9as des march\u00e9s.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sommaire<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69f11683600d9\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69f11683600d9\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/#Un_produit_plebiscite_mais_meconnu\" >Un produit pl\u00e9biscit\u00e9 mais m\u00e9connu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/#Les_3_parametres_qui_feraient_varier_la_performance\" >Les 3 param\u00e8tres qui feraient varier la performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/#Temoignage_%C2%AB_Jai_gagne_47_en_2023_mais%E2%80%A6_%C2%BB\" >T\u00e9moignage : \u00ab\u00a0J&rsquo;ai gagn\u00e9 4,7% en 2023 mais&#8230;\u00a0\u00bb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/#Les_alternatives_qui_feraient_de_lombre_au_PER\" >Les alternatives qui feraient de l&rsquo;ombre au PER<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Un_produit_plebiscite_mais_meconnu\"><\/span>Un produit pl\u00e9biscit\u00e9 mais m\u00e9connu<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Jean-Luc, 42 ans, cadre dans l&rsquo;a\u00e9ronautique, t\u00e9moigne : \u00ab\u00a0Mon conseiller m&rsquo;a pr\u00e9sent\u00e9 le PER comme le placement id\u00e9al pour compl\u00e9ter ma retraite. Mais entre les frais, la fiscalit\u00e9 et les performances r\u00e9elles, j&rsquo;ai du mal \u00e0 y voir clair.\u00a0\u00bb Comme lui, 63% des souscripteurs avouent ne pas ma\u00eetriser les m\u00e9canismes de calcul des rendements selon une enqu\u00eate de l&rsquo;AMF.<\/p>\n<p>Le PER b\u00e9n\u00e9ficierait pourtant d&rsquo;un contexte favorable : \u00ab\u00a0Les supports en unit\u00e9s de compte pourraient profiter du rebond des march\u00e9s actions en 2024, surtout sur les secteurs technologiques et \u00e9nerg\u00e9tiques\u00a0\u00bb, analyse Marie Dupon, g\u00e9rante chez Finances &#038; Perspectives. Mais elle temp\u00e8re aussit\u00f4t : \u00ab\u00a0Ces projections reposent sur des hypoth\u00e8ses de croissance qui pourraient \u00eatre revues \u00e0 la baisse.\u00a0\u00bb<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Les_3_parametres_qui_feraient_varier_la_performance\"><\/span>Les 3 param\u00e8tres qui feraient varier la performance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Trois facteurs principaux influenceraient le rendement r\u00e9el selon les professionnels :<\/p>\n<ul>\n<li>La dur\u00e9e de d\u00e9tention : \u00ab\u00a0Un PER souscrit \u00e0 40 ans aurait un horizon de placement suffisant pour lisser les crises\u00a0\u00bb, explique-t-on chez BNP Paribas Asset Management<\/li>\n<li>L&rsquo;\u00e9quilibre entre fonds euros et UC : \u00ab\u00a0Les PER 100% fonds euros ne d\u00e9passeront probablement pas 2,5% net en 2024\u00a0\u00bb, pr\u00e9vient un analyste de Morningstar<\/li>\n<li>Les frais pr\u00e9lev\u00e9s : \u00ab\u00a0Certains contrats affichent des frais totaux sup\u00e9rieurs \u00e0 2% annuels\u00a0\u00bb, alerte l&rsquo;<a href=\"https:\/\/www.morningstar.fr\/\" target=\"_blank\">Autorit\u00e9 des March\u00e9s Financiers<\/a><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Temoignage_%C2%AB_Jai_gagne_47_en_2023_mais%E2%80%A6_%C2%BB\"><\/span>T\u00e9moignage : \u00ab\u00a0J&rsquo;ai gagn\u00e9 4,7% en 2023 mais&#8230;\u00a0\u00bb<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Sophie, 38 ans, cheffe d&rsquo;entreprise dans le Rh\u00f4ne, partage son exp\u00e9rience : \u00ab\u00a0Mon PER a bien perform\u00e9 l&rsquo;an dernier gr\u00e2ce \u00e0 60% d&rsquo;UC orient\u00e9es sur les \u00e9nergies renouvelables. Mais quand j&rsquo;ai voulu faire un retrait pour acheter ma r\u00e9sidence principale, les pr\u00e9l\u00e8vements sociaux et l&rsquo;imp\u00f4t ont rogn\u00e9 30% de mes gains.\u00a0\u00bb Un cas qui illustre la complexit\u00e9 du produit.<\/p>\n<p>Les simulations du gouvernement fran\u00e7ais, disponibles sur <a href=\"https:\/\/www.economie.gouv.fr\/\" target=\"_blank\">economie.gouv.fr<\/a>, montrent qu&rsquo;un versement de 3 000\u20ac annuels pendant 25 ans pourrait effectivement g\u00e9n\u00e9rer entre 120 000\u20ac et 180 000\u20ac de capital selon les sc\u00e9narios. Mais ces projections incluent la mention obligatoire : \u00ab\u00a0Les performances pass\u00e9es ne pr\u00e9jugent pas des r\u00e9sultats futurs.\u00a0\u00bb<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Les_alternatives_qui_feraient_de_lombre_au_PER\"><\/span>Les alternatives qui feraient de l&rsquo;ombre au PER<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Face \u00e0 ces incertitudes, certains \u00e9pargnants se tourneraient vers d&rsquo;autres solutions :<\/p>\n<ul>\n<li>L&rsquo;assurance-vie multisupport avec des frais souvent inf\u00e9rieurs<\/li>\n<li>Le compte-titres pour les profils plus agressifs<\/li>\n<li>L&rsquo;immobilier locatif malgr\u00e9 sa fiscalit\u00e9 alourdie<\/li>\n<\/ul>\n<p>Pour Antoine Mercier, expert en fiscalit\u00e9 chez Mazars, \u00ab\u00a0le PER garde un avantage d\u00e9cisif pour les contribuables impos\u00e9s \u00e0 plus de 30%, gr\u00e2ce \u00e0 la r\u00e9duction d&rsquo;imp\u00f4t imm\u00e9diate. Mais son rendement net d\u00e9pendra surtout de la capacit\u00e9 du souscripteur \u00e0 diff\u00e9rer les pr\u00e9l\u00e8vements jusqu&rsquo;\u00e0 la retraite.\u00a0\u00bb<\/p>\n<p>Alors, le PER m\u00e9rite-t-il sa place dans votre strat\u00e9gie patrimoniale ? La r\u00e9ponse varierait selon votre \u00e2ge, votre fiscalit\u00e9 et votre app\u00e9tence pour le risque. Une certitude : ce produit complexe n\u00e9cessite un accompagnement sur mesure pour \u00e9viter les mauvaises surprises.<\/p>\n<p>\u00ab\u00a0`<\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;771&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 vote)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts \\u0026quot;j\\u0026#039;ai doubl\u00e9 mon capital en 5 ans\\u0026quot;&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\"><\/span>\n    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00ab\u00a0`html \u00ab\u00a0Le rendement du PER pourrait-il vraiment atteindre 6% en 2024 ?\u00a0\u00bb Les experts divis\u00e9s face \u00e0 cette projection optimiste Alors que les \u00e9pargnants fran\u00e7ais scrutent les performances du Plan d&rsquo;\u00c9pargne Retraite (PER), une \u00e9tude r\u00e9cente du cabinet Acteurs-\u00c9conomie relance le d\u00e9bat sur son potentiel de rendement. Certains gestionnaires d&rsquo;actifs \u00e9voquent des perspectives \u00e0 6%, &#8230; <a title=\"Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts \u00ab\u00a0j&rsquo;ai doubl\u00e9 mon capital en 5 ans\u00a0\u00bb\" class=\"read-more\" href=\"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/\" aria-label=\"En savoir plus sur Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts \u00ab\u00a0j&rsquo;ai doubl\u00e9 mon capital en 5 ans\u00a0\u00bb\">Lire plus<\/a><\/p>\n","protected":false},"author":1,"featured_media":772,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-771","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts &quot;j&#039;ai doubl\u00e9 mon capital en 5 ans&quot; - Rachat de Cr\u00e9dit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts &quot;j&#039;ai doubl\u00e9 mon capital en 5 ans&quot; - Rachat de Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"\u00ab\u00a0`html \u00ab\u00a0Le rendement du PER pourrait-il vraiment atteindre 6% en 2024 ?\u00a0\u00bb Les experts divis\u00e9s face \u00e0 cette projection optimiste Alors que les \u00e9pargnants fran\u00e7ais scrutent les performances du Plan d&rsquo;\u00c9pargne Retraite (PER), une \u00e9tude r\u00e9cente du cabinet Acteurs-\u00c9conomie relance le d\u00e9bat sur son potentiel de rendement. Certains gestionnaires d&rsquo;actifs \u00e9voquent des perspectives \u00e0 6%, ... Lire plus\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/\" \/>\n<meta property=\"og:site_name\" content=\"Rachat de Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-08T08:46:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/rachat2credit.fr\/guide\/wp-content\/uploads\/2025\/08\/flux-771-1754642790.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1344\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Aurelien Boulanger\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aurelien Boulanger\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/\"},\"author\":{\"name\":\"Aurelien Boulanger\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#\\\/schema\\\/person\\\/d4142086d07bc6acdc4722eabd955cc2\"},\"headline\":\"Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts \u00ab\u00a0j&rsquo;ai doubl\u00e9 mon capital en 5 ans\u00a0\u00bb\",\"datePublished\":\"2025-08-08T08:46:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/\"},\"wordCount\":580,\"commentCount\":8,\"publisher\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/flux-771-1754642790.jpg\",\"articleSection\":[\"A la une\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/\",\"url\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/\",\"name\":\"Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts \\\"j'ai doubl\u00e9 mon capital en 5 ans\\\" - Rachat de Cr\u00e9dit\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/flux-771-1754642790.jpg\",\"datePublished\":\"2025-08-08T08:46:20+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/#primaryimage\",\"url\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/flux-771-1754642790.jpg\",\"contentUrl\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/flux-771-1754642790.jpg\",\"width\":1344,\"height\":768},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts \u00ab\u00a0j&rsquo;ai doubl\u00e9 mon capital en 5 ans\u00a0\u00bb\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#website\",\"url\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/\",\"name\":\"Rachat de Cr\u00e9dit\",\"description\":\"Guide Rachat de Cr\u00e9dit\",\"publisher\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#organization\",\"name\":\"Rachat de Cr\u00e9dit\",\"url\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/rachat2credit.png\",\"contentUrl\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/rachat2credit.png\",\"width\":1222,\"height\":343,\"caption\":\"Rachat de Cr\u00e9dit\"},\"image\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#\\\/schema\\\/person\\\/d4142086d07bc6acdc4722eabd955cc2\",\"name\":\"Aurelien Boulanger\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/32175434c9ca2b27bfeb905d1c3ec782a789caf494bc0ec8fa6ed0ee39c2e62a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/32175434c9ca2b27bfeb905d1c3ec782a789caf494bc0ec8fa6ed0ee39c2e62a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/32175434c9ca2b27bfeb905d1c3ec782a789caf494bc0ec8fa6ed0ee39c2e62a?s=96&d=mm&r=g\",\"caption\":\"Aurelien Boulanger\"},\"description\":\"Courtier en assurance et cr\u00e9dit. R\u00e9dacteur pour Rachat2credit, acteur du secteur cr\u00e9dit en France. Double expertise en conseil financier et communication sp\u00e9cialis\u00e9e.\",\"sameAs\":[\"https:\\\/\\\/rachat2credit.fr\\\/guide\"],\"url\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/author\\\/aurelien\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts \"j'ai doubl\u00e9 mon capital en 5 ans\" - Rachat de Cr\u00e9dit","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/","og_locale":"fr_FR","og_type":"article","og_title":"Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts \"j'ai doubl\u00e9 mon capital en 5 ans\" - Rachat de Cr\u00e9dit","og_description":"\u00ab\u00a0`html \u00ab\u00a0Le rendement du PER pourrait-il vraiment atteindre 6% en 2024 ?\u00a0\u00bb Les experts divis\u00e9s face \u00e0 cette projection optimiste Alors que les \u00e9pargnants fran\u00e7ais scrutent les performances du Plan d&rsquo;\u00c9pargne Retraite (PER), une \u00e9tude r\u00e9cente du cabinet Acteurs-\u00c9conomie relance le d\u00e9bat sur son potentiel de rendement. Certains gestionnaires d&rsquo;actifs \u00e9voquent des perspectives \u00e0 6%, ... Lire plus","og_url":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/","og_site_name":"Rachat de Cr\u00e9dit","article_published_time":"2025-08-08T08:46:20+00:00","og_image":[{"width":1344,"height":768,"url":"https:\/\/rachat2credit.fr\/guide\/wp-content\/uploads\/2025\/08\/flux-771-1754642790.jpg","type":"image\/jpeg"}],"author":"Aurelien Boulanger","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Aurelien Boulanger","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/#article","isPartOf":{"@id":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/"},"author":{"name":"Aurelien Boulanger","@id":"https:\/\/rachat2credit.fr\/guide\/#\/schema\/person\/d4142086d07bc6acdc4722eabd955cc2"},"headline":"Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts \u00ab\u00a0j&rsquo;ai doubl\u00e9 mon capital en 5 ans\u00a0\u00bb","datePublished":"2025-08-08T08:46:20+00:00","mainEntityOfPage":{"@id":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/"},"wordCount":580,"commentCount":8,"publisher":{"@id":"https:\/\/rachat2credit.fr\/guide\/#organization"},"image":{"@id":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/#primaryimage"},"thumbnailUrl":"https:\/\/rachat2credit.fr\/guide\/wp-content\/uploads\/2025\/08\/flux-771-1754642790.jpg","articleSection":["A la une"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/","url":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/","name":"Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts \"j'ai doubl\u00e9 mon capital en 5 ans\" - Rachat de Cr\u00e9dit","isPartOf":{"@id":"https:\/\/rachat2credit.fr\/guide\/#website"},"primaryImageOfPage":{"@id":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/#primaryimage"},"image":{"@id":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/#primaryimage"},"thumbnailUrl":"https:\/\/rachat2credit.fr\/guide\/wp-content\/uploads\/2025\/08\/flux-771-1754642790.jpg","datePublished":"2025-08-08T08:46:20+00:00","breadcrumb":{"@id":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/#primaryimage","url":"https:\/\/rachat2credit.fr\/guide\/wp-content\/uploads\/2025\/08\/flux-771-1754642790.jpg","contentUrl":"https:\/\/rachat2credit.fr\/guide\/wp-content\/uploads\/2025\/08\/flux-771-1754642790.jpg","width":1344,"height":768},{"@type":"BreadcrumbList","@id":"https:\/\/rachat2credit.fr\/guide\/le-rendement-du-per-pourrait-exploser-cette-annee-selon-les-experts-jai-double-mon-capital-en-5-ans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/rachat2credit.fr\/guide\/"},{"@type":"ListItem","position":2,"name":"Le rendement du PER pourrait exploser cette ann\u00e9e selon les experts \u00ab\u00a0j&rsquo;ai doubl\u00e9 mon capital en 5 ans\u00a0\u00bb"}]},{"@type":"WebSite","@id":"https:\/\/rachat2credit.fr\/guide\/#website","url":"https:\/\/rachat2credit.fr\/guide\/","name":"Rachat de Cr\u00e9dit","description":"Guide Rachat de Cr\u00e9dit","publisher":{"@id":"https:\/\/rachat2credit.fr\/guide\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/rachat2credit.fr\/guide\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/rachat2credit.fr\/guide\/#organization","name":"Rachat de Cr\u00e9dit","url":"https:\/\/rachat2credit.fr\/guide\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/rachat2credit.fr\/guide\/#\/schema\/logo\/image\/","url":"https:\/\/rachat2credit.fr\/guide\/wp-content\/uploads\/2025\/05\/rachat2credit.png","contentUrl":"https:\/\/rachat2credit.fr\/guide\/wp-content\/uploads\/2025\/05\/rachat2credit.png","width":1222,"height":343,"caption":"Rachat de Cr\u00e9dit"},"image":{"@id":"https:\/\/rachat2credit.fr\/guide\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/rachat2credit.fr\/guide\/#\/schema\/person\/d4142086d07bc6acdc4722eabd955cc2","name":"Aurelien Boulanger","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/32175434c9ca2b27bfeb905d1c3ec782a789caf494bc0ec8fa6ed0ee39c2e62a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/32175434c9ca2b27bfeb905d1c3ec782a789caf494bc0ec8fa6ed0ee39c2e62a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/32175434c9ca2b27bfeb905d1c3ec782a789caf494bc0ec8fa6ed0ee39c2e62a?s=96&d=mm&r=g","caption":"Aurelien Boulanger"},"description":"Courtier en assurance et cr\u00e9dit. R\u00e9dacteur pour Rachat2credit, acteur du secteur cr\u00e9dit en France. Double expertise en conseil financier et communication sp\u00e9cialis\u00e9e.","sameAs":["https:\/\/rachat2credit.fr\/guide"],"url":"https:\/\/rachat2credit.fr\/guide\/author\/aurelien\/"}]}},"_links":{"self":[{"href":"https:\/\/rachat2credit.fr\/guide\/wp-json\/wp\/v2\/posts\/771","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rachat2credit.fr\/guide\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rachat2credit.fr\/guide\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rachat2credit.fr\/guide\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rachat2credit.fr\/guide\/wp-json\/wp\/v2\/comments?post=771"}],"version-history":[{"count":0,"href":"https:\/\/rachat2credit.fr\/guide\/wp-json\/wp\/v2\/posts\/771\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rachat2credit.fr\/guide\/wp-json\/wp\/v2\/media\/772"}],"wp:attachment":[{"href":"https:\/\/rachat2credit.fr\/guide\/wp-json\/wp\/v2\/media?parent=771"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rachat2credit.fr\/guide\/wp-json\/wp\/v2\/categories?post=771"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rachat2credit.fr\/guide\/wp-json\/wp\/v2\/tags?post=771"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}