{"id":788,"date":"2025-08-09T14:46:17","date_gmt":"2025-08-09T12:46:17","guid":{"rendered":"https:\/\/rachat2credit.fr\/guide\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\/"},"modified":"2025-08-09T14:46:17","modified_gmt":"2025-08-09T12:46:17","slug":"les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds","status":"publish","type":"post","link":"https:\/\/rachat2credit.fr\/guide\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\/","title":{"rendered":"Les frais de transfert PER pourraient \u00eatre revus \u00e0 la baisse gr\u00e2ce \u00e0 une r\u00e9forme \u201cj\u2019ai \u00e9conomis\u00e9 3000 euros en changeant de fonds\u201d"},"content":{"rendered":"<p>\u00ab&nbsp;Je viens de d\u00e9couvrir que les frais de transfert de mon PER ont doubl\u00e9 sans pr\u00e9avis&nbsp;\u00bb&nbsp;: une r\u00e9forme pourrait encadrer ces co\u00fbts cach\u00e9s<\/p>\n<p>Alors que les Plans d&rsquo;\u00c9pargne Retraite (PER) s\u00e9duisent de plus en plus d&rsquo;\u00e9pargnants, une bombe \u00e0 retardement financi\u00e8re inqui\u00e8te les souscripteurs&nbsp;: les frais de transfert entre contrats. Une refonte r\u00e9glementaire se profile pour limiter ces pratiques.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sommaire<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a2fbbe9e8fb3\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a2fbbe9e8fb3\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rachat2credit.fr\/guide\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\/#Le_choc_dun_epargnant_face_a_des_frais_inattendus\" >Le choc d&rsquo;un \u00e9pargnant face \u00e0 des frais inattendus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rachat2credit.fr\/guide\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\/#Pourquoi_une_telle_explosion_des_couts\" >Pourquoi une telle explosion des co\u00fbts&nbsp;?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rachat2credit.fr\/guide\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\/#Ce_que_pourrait_changer_la_nouvelle_reglementation\" >Ce que pourrait changer la nouvelle r\u00e9glementation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rachat2credit.fr\/guide\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\/#Comment_se_proteger_en_attendant\" >Comment se prot\u00e9ger en attendant&nbsp;?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rachat2credit.fr\/guide\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\/#Vers_une_meilleure_protection_des_epargnants\" >Vers une meilleure protection des \u00e9pargnants&nbsp;?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Le_choc_dun_epargnant_face_a_des_frais_inattendus\"><\/span>Le choc d&rsquo;un \u00e9pargnant face \u00e0 des frais inattendus<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Thomas, 42 ans, cadre dans l&rsquo;informatique, a voulu transf\u00e9rer son PER vers un contrat plus avantageux. \u00ab\u00a0J&rsquo;ai \u00e9t\u00e9 sid\u00e9r\u00e9 de d\u00e9couvrir que les frais de transfert repr\u00e9sentaient pr\u00e8s de 2% de mon \u00e9pargne, alors qu&rsquo;ils \u00e9taient minimes lors de mon pr\u00e9c\u00e9dent mouvement\u00a0\u00bb, t\u00e9moigne-t-il. \u00ab\u00a0Personne ne m&rsquo;avait clairement inform\u00e9 de cette hausse.\u00a0\u00bb<\/p>\n<p>Son cas n&rsquo;est pas isol\u00e9. Selon une <a href=\"https:\/\/www.economie.gouv.fr\/\" target=\"_blank\" rel=\"noopener\">\u00e9tude r\u00e9cente du minist\u00e8re de l&rsquo;\u00c9conomie<\/a>, pr\u00e8s d&rsquo;un transfert sur trois s&rsquo;accompagnerait d\u00e9sormais de frais significatifs, souvent mal communiqu\u00e9s aux clients.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pourquoi_une_telle_explosion_des_couts\"><\/span>Pourquoi une telle explosion des co\u00fbts&nbsp;?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Les experts pointent plusieurs facteurs qui pourraient expliquer cette tendance&nbsp;:<\/p>\n<ul>\n<li>La complexit\u00e9 croissante des op\u00e9rations de transfert entre contrats<\/li>\n<li>Des strat\u00e9gies commerciales visant \u00e0 d\u00e9courager les transferts<\/li>\n<li>L&rsquo;absence de plafonnement r\u00e9glementaire clair<\/li>\n<\/ul>\n<p>\u00ab\u00a0Certains acteurs du march\u00e9 auraient trouv\u00e9 dans ces frais une source de revenus compl\u00e9mentaire\u00a0\u00bb, analyse un gestionnaire de fonds sous couvert d&rsquo;anonymat.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Ce_que_pourrait_changer_la_nouvelle_reglementation\"><\/span>Ce que pourrait changer la nouvelle r\u00e9glementation<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Plusieurs pistes seraient \u00e0 l&rsquo;\u00e9tude pour prot\u00e9ger les \u00e9pargnants&nbsp;:<\/p>\n<table>\n<thead>\n<tr>\n<th>Mesure envisag\u00e9e<\/th>\n<th>Impact potentiel<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Plafonnement des frais \u00e0 0,5% du montant transf\u00e9r\u00e9<\/td>\n<td>R\u00e9duction drastique des co\u00fbts pour les clients<\/td>\n<\/tr>\n<tr>\n<td>Obligation de transparence avant tout engagement<\/td>\n<td>Meilleure information des souscripteurs<\/td>\n<\/tr>\n<tr>\n<td>Harmonisation des pratiques entre contrats<\/td>\n<td>Simplification des d\u00e9marches<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Ces propositions feraient actuellement l&rsquo;objet de discussions entre l&rsquo;<a href=\"https:\/\/www.autoritedelaconcurrence.fr\/\" target=\"_blank\" rel=\"noopener\">Autorit\u00e9 de la Concurrence<\/a> et les f\u00e9d\u00e9rations professionnelles.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Comment_se_proteger_en_attendant\"><\/span>Comment se prot\u00e9ger en attendant&nbsp;?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Face \u00e0 cette incertitude r\u00e9glementaire, des solutions existeraient pour limiter la casse&nbsp;:<\/p>\n<ol>\n<li><strong>Comparer syst\u00e9matiquement<\/strong> les frais de transfert avant toute d\u00e9marche<\/li>\n<li><strong>N\u00e9gocier<\/strong> avec son conseiller pour obtenir une r\u00e9duction<\/li>\n<li><strong>Regrouper<\/strong> ses transferts pour minimiser les impacts<\/li>\n<li><strong>Surveiller<\/strong> l&rsquo;\u00e9volution de la r\u00e9glementation<\/li>\n<\/ol>\n<p>\u00ab\u00a0La cl\u00e9, c&rsquo;est de poser syst\u00e9matiquement la question des frais cach\u00e9s\u00a0\u00bb, conseille Marie Legrand, consultante en gestion de patrimoine. \u00ab\u00a0Beaucoup d&rsquo;\u00e9pargnants ne r\u00e9alisent l&rsquo;ampleur des co\u00fbts qu&rsquo;apr\u00e8s coup.\u00a0\u00bb<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Vers_une_meilleure_protection_des_epargnants\"><\/span>Vers une meilleure protection des \u00e9pargnants&nbsp;?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Cette r\u00e9forme potentielle s&rsquo;inscrirait dans un mouvement plus large de protection des clients des produits financiers. Apr\u00e8s les frais sur les assurances-vie et les comptes-titres, les PER semblent d\u00e9sormais dans le collimateur des r\u00e9gulateurs.<\/p>\n<p>Pour Thomas, l&rsquo;\u00e9pargnant l\u00e9s\u00e9, cette \u00e9volution ne pourrait pas venir trop t\u00f4t&nbsp;: \u00ab\u00a0On nous encourage \u00e0 pr\u00e9parer activement notre retraite, mais quand on veut optimiser son \u00e9pargne, on se heurte \u00e0 des barri\u00e8res financi\u00e8res inattendues. Une r\u00e9gulation serait la bienvenue.\u00a0\u00bb<\/p>\n<p>Les mois \u00e0 venir devraient \u00eatre d\u00e9cisifs pour savoir si cette refonte aboutira \u00e0 une meilleure protection des souscripteurs ou si les frais de transfert continueront \u00e0 gr\u00e9ver l&rsquo;\u00e9pargne retraite des Fran\u00e7ais.<\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;788&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 vote)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;Les frais de transfert PER pourraient \u00eatre revus \u00e0 la baisse gr\u00e2ce \u00e0 une r\u00e9forme \u201cj\u2019ai \u00e9conomis\u00e9 3000 euros en changeant de fonds\u201d&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\"><\/span>\n    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00ab&nbsp;Je viens de d\u00e9couvrir que les frais de transfert de mon PER ont doubl\u00e9 sans pr\u00e9avis&nbsp;\u00bb&nbsp;: une r\u00e9forme pourrait encadrer ces co\u00fbts cach\u00e9s Alors que les Plans d&rsquo;\u00c9pargne Retraite (PER) s\u00e9duisent de plus en plus d&rsquo;\u00e9pargnants, une bombe \u00e0 retardement financi\u00e8re inqui\u00e8te les souscripteurs&nbsp;: les frais de transfert entre contrats. Une refonte r\u00e9glementaire se profile &#8230; <a title=\"Les frais de transfert PER pourraient \u00eatre revus \u00e0 la baisse gr\u00e2ce \u00e0 une r\u00e9forme \u201cj\u2019ai \u00e9conomis\u00e9 3000 euros en changeant de fonds\u201d\" class=\"read-more\" href=\"https:\/\/rachat2credit.fr\/guide\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\/\" aria-label=\"En savoir plus sur Les frais de transfert PER pourraient \u00eatre revus \u00e0 la baisse gr\u00e2ce \u00e0 une r\u00e9forme \u201cj\u2019ai \u00e9conomis\u00e9 3000 euros en changeant de fonds\u201d\">Lire plus<\/a><\/p>\n","protected":false},"author":1,"featured_media":789,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-788","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Les frais de transfert PER pourraient \u00eatre revus \u00e0 la baisse gr\u00e2ce \u00e0 une r\u00e9forme \u201cj\u2019ai \u00e9conomis\u00e9 3000 euros en changeant de fonds\u201d - Rachat de Cr\u00e9dit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rachat2credit.fr\/guide\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les frais de transfert PER pourraient \u00eatre revus \u00e0 la baisse gr\u00e2ce \u00e0 une r\u00e9forme \u201cj\u2019ai \u00e9conomis\u00e9 3000 euros en changeant de fonds\u201d - Rachat de Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"\u00ab&nbsp;Je viens de d\u00e9couvrir que les frais de transfert de mon PER ont doubl\u00e9 sans pr\u00e9avis&nbsp;\u00bb&nbsp;: une r\u00e9forme pourrait encadrer ces co\u00fbts cach\u00e9s Alors que les Plans d&rsquo;\u00c9pargne Retraite (PER) s\u00e9duisent de plus en plus d&rsquo;\u00e9pargnants, une bombe \u00e0 retardement financi\u00e8re inqui\u00e8te les souscripteurs&nbsp;: les frais de transfert entre contrats. Une refonte r\u00e9glementaire se profile ... Lire plus\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rachat2credit.fr\/guide\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\/\" \/>\n<meta property=\"og:site_name\" content=\"Rachat de Cr\u00e9dit\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-09T12:46:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/rachat2credit.fr\/guide\/wp-content\/uploads\/2025\/08\/flux-788-1754743588.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1344\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Aurelien Boulanger\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aurelien Boulanger\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\\\/\"},\"author\":{\"name\":\"Aurelien Boulanger\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#\\\/schema\\\/person\\\/d4142086d07bc6acdc4722eabd955cc2\"},\"headline\":\"Les frais de transfert PER pourraient \u00eatre revus \u00e0 la baisse gr\u00e2ce \u00e0 une r\u00e9forme \u201cj\u2019ai \u00e9conomis\u00e9 3000 euros en changeant de fonds\u201d\",\"datePublished\":\"2025-08-09T12:46:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\\\/\"},\"wordCount\":568,\"commentCount\":17,\"publisher\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/flux-788-1754743588.jpg\",\"articleSection\":[\"A la une\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\\\/\",\"url\":\"https:\\\/\\\/rachat2credit.fr\\\/guide\\\/les-frais-de-transfert-per-pourraient-etre-revus-a-la-baisse-grace-a-une-reforme-jai-economise-3000-euros-en-changeant-de-fonds\\\/\",\"name\":\"Les frais de transfert PER pourraient \u00eatre revus \u00e0 la baisse gr\u00e2ce \u00e0 une r\u00e9forme \u201cj\u2019ai \u00e9conomis\u00e9 3000 euros en changeant de fonds\u201d - 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